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本金回到Contributer账户,免税
CESG & 盈利 转去孩子( Beneficiary)账户,计入当年应税收入。其中具体多少是CESG,多少是盈利,金融机构是会区分并记录的。
-jianghongca(慎独); 10-23 {165} (#16348690@0) +1给TD US Banking Operation加了一个总资产上限的限制。
TD已经提出要把US Banking Operation缩减,以使其总资产与美国监管要求上限之间有10%的Buffer.
从TD的盈利来看,中长期都会受影响。
从TD的Banking运作来看,安全性会提升,尤其是其之前在美国的大肆扩张事实上增加了总体银行运作的风险敞口。所以对加拿大客户来说,个人觉得是利好。
-jianghongca(慎独); 10-13 {340} (#16330783@0)