Why did you think like that? If you have no fault, your insurance will not be increased. The BMW guy do not even need pay deductible fee if it 's your full fault.
Last time, a guy hitted my old car like the same scene. He donot want to 私了(Nuts), so I claim the accident. The total cost of changing bump and painting is $2000 (Crash center like Robber, the repair worth only $1000 if it 's not a insuranced accident). There is not any charge to me.
Do anything if you can 私了 and the cost <$2000.
Last time, a guy hitted my old car like the same scene. He donot want to 私了(Nuts), so I claim the accident. The total cost of changing bump and painting is $2000 (Crash center like Robber, the repair worth only $1000 if it 's not a insuranced accident). There is not any charge to me.
Do anything if you can 私了 and the cost <$2000.