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  • 最优利率和cashback可以申请特批，好信用好收入offer更好。请点链接扫码加微信咨询，Scotiabank -- Nick Zhang 6478812600。
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  • 最优利率和cashback可以申请特批，好信用好收入offer更好。请点链接扫码加微信咨询，Scotiabank -- Nick Zhang 6478812600。

@Manitoba

我有，消费$150, 你得100, 我得50.

jerryxiao(一意孤行)
Simply forward this email to 5 friends and have them follow the instructions below. For each friend who applies by April 15, 2014, we'll give you a $50 statement credit—up to $250, and your friend will receive a $100 statement credit if they make $150 in purchases on their new credit card by July 14, 2014。

1. Copy Referral code: 178 980 373 JX
2. Visit mbna.ca/referafriend to apply for an MBNA credit card between now and April 15, 2014 with the Referral code
3. Once approved, and you've spent $150 by July 14, 2014, receive a $100 statement credit!

(#8675205@0)
Last Updated: 2014-3-26
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Replies, comments and Discussions:

  • 枫下家园 / 钱财税务 / Hi there, does anyone have a referral code for MBNA Rewards World Elite credit card application? thank you -livemylife(静水深流); 2014-3-26 (#8674948@0)
    • 我有，消费$150, 你得100, 我得50. -jerryxiao(一意孤行); 2014-3-26 {564} (#8675205@0)
      Simply forward this email to 5 friends and have them follow the instructions below. For each friend who applies by April 15, 2014, we'll give you a $50 statement credit—up to $250, and your friend will receive a $100 statement credit if they make $150 in purchases on their new credit card by July 14, 2014。

      1. Copy Referral code: 178 980 373 JX
      2. Visit mbna.ca/referafriend to apply for an MBNA credit card between now and April 15, 2014 with the Referral code
      3. Once approved, and you've spent $150 by July 14, 2014, receive a $100 statement credit!

    • 1929191 -fannylin(雾里看花); 2014-3-26 (#8675208@0)
    • 这个卡有什么好？比smart cash好多少？ -akoei(停车**枫林晚); 2014-3-26 (#8675539@0)
      • Recommended by a friend - it's 2% cash back on your purchase. Compared to other credit cards, the cash back is higher. But it has $89 annual fee which I do not like, current promotion waives the 1st year annual fee. So would like to give it a try -livemylife(静水深流); 2014-3-26 (#8675586@0)
        • 意思不大。对于90元的年费，scotia的那个什么momentium VISA好得多，4%呢；免年费的那些amex的金卡，推荐人也有点，不见得就比这个差 -akoei(停车**枫林晚); 2014-3-26 (#8675602@0)
          • Appears the 4% only applies to gas/grocery purchase, not on everything. I will do more comparison based on my own purchasing pattern. thanks for the info! -livemylife(静水深流); 2014-3-26 (#8675776@0)
            • 可以考虑Smartcash啊？我一直用，挺不错的。 -jerryxiao(一意孤行); 2014-3-26 (#8675865@0)
              • Seems good too, especially no annual fee - but the higher % only applies to gas/grocery, and only 1% on others. BTW, do you kow if this Smart Cash MBNA also has the referral benefits? thanks -livemylife(静水深流); 2014-3-26 (#8675873@0)
                • 有的，也是你100我50，有兴趣ＰＭ我，另外头六个月是加油买菜5%反现 -nogirl(肉饼猪); 2014-3-26 (#8675925@0)
                • 有。我也收到了code. 059 100 775 XL -mangmangran(茫然); 2014-3-26 (#8675945@0)
        • 不如capital one的travel world。虽然capital one的年费120，但是每年都送价值100刀的积分，所以比MBNA的便宜。而两张卡都是2%的rebate. -iamflying(自食其水果); 2014-3-26 (#8675899@0)
          • 我觉得capitalone的cash rebate 卡很好，虽然只有1.5但没有年费，而且是现金回报，很省事 -eeryv(eeryu); 2014-3-26 (#8675913@0)
            • Smart cash头六个月加油买菜百分之五，以后百分之二 -nogirl(肉饼猪); 2014-3-26 (#8675928@0)
            • 可是这个cash world早就停了。现在只有1.25%的。谈起开户的奖励，travel world上来就给350，如果通过GCR，还有额外的75刀。这比MBNA的100刀强多了。 -iamflying(自食其水果); 2014-3-26 (#8675952@0)
              • 我一直还在用，没有问题啊。 -eeryv(eeryu); 2014-3-26 (#8675968@0)
                • 我也一直在用，但不接受新申请了。 -iamflying(自食其水果); 2014-3-26 (#8676008@0)
    • 我觉得MBNA最好，因为每隔一两年它就搞一次0%贷款，每次我都Max out。 -legendbb(legendbb); 2014-3-26 (#8675951@0)
      • 我已经用了无数次0%了，最近的一次直到明年1月，其它银行做不到这么长的期限的。 -jerryxiao(一意孤行); 2014-3-26 (#8675982@0)
        • 1% fee over whatever term (e.g. March 2014 to January 2015), usually less than a year, so the equivalent AIR is > 1% -w4b(Watch for Beauty); 2014-3-26 (#8676053@0)
        • 你用ONLINE直接转过吗 还是打电话叫客服转的？ -xes(真好玩); 2014-3-27 (#8678298@0)
          • 都用过，都成。 -lucysong010(nothing); 2014-3-28 (#8678486@0)
            • online会更快吗？我通过客服转用了9个工作日，他是寄支票到转入银行的。 -xes(真好玩); 2014-3-28 (#8678747@0)
              • Online 3天到你的支票账号（他们承诺是5天） -jerryxiao(一意孤行); 2014-3-28 (#8678984@0)
      • +1,最近有10month-0%(offer till 2014/05) -bentley(小兔); 2014-3-27 (#8676777@0)
      • 限额多少？ -nogirl(肉饼猪); 2014-3-27 (#8676801@0)
        • 你卡上有多少credit limit就可以取多少，可以直接deposit到你的支票账号，不像其它信用卡公司只能转自己卡的余额，这个等于可以变相转任何人的卡的消费余额。 -jerryxiao(一意孤行); 2014-3-27 (#8677444@0)
          • 如果LIMIT是5000，可以贷5000，还有5000可以刷？ -nogirl(肉饼猪); 2014-3-28 (#8678430@0)
            • 如果LIMIT是5000, 你最好贷4900，因为还有1%的transactuion fee. 贷之前把帐单全副请，带完后把卡从钱包里拿出来，别再用了，直到贷款还清。 -lucysong010(nothing); 2014-3-28 (#8678495@0)
              • 正解，别忘了那1%的处理费。 -jerryxiao(一意孤行); 2014-3-28 (#8678682@0)
            • 绝对不可以，里面陷阱多，要多做功课。。。不过你可以提升limit，我MBNA以前limit 10000，买房付首期(旧房closing之前周转)，我要求提高到4万，发个email一个星期后给我提到4万。陷阱是transfer之前一定把balance清零，贷钱之后如还有额度，千万别用 -w4b(Watch for Beauty); 2014-3-28 (#8678504@0)
              • 转出余额后这张卡就赶快藏起来吧，千万记住用前付清所有Balance，用后，在你付清贷款之前，此卡不要有任何消费。否则的你在付清贷款之前是不可以清掉那个消费余额的，结果那个要给20%的年息。 -jerryxiao(一意孤行); 2014-3-28 (#8678684@0)
                • +1非常正确，重要！ -bentley(小兔); 2014-3-28 (#8678738@0)

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