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技多不压身，工到自然成：安省技工证书特训班，点击咨询报名！

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技多不压身，工到自然成：安省技工证书特训班，点击咨询报名！

MBNA smart cash is good one to apply. You can apply through GCR and get $60 extra cash when signing up....

easywork(Going Forward...)

How Smart Cash Works

• Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡

• Up to 2% cash back on eligible gas and grocery purchases thereafter‡

• And, up to 1% cash back on all of your other eligible purchases‡

• 1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months

• Enjoy free online access to your credit card account

• And, with no annual fee and free additional cards you’ll start to see the benefits right away.

Rewarding yourself is easy

Once your cash back totals at least $50 at the end of a monthly billing cycle, we’ll automatically mail you a cheque‡ - it’s that simple.

http://goo.gl/trnssb

(#8819250@0)
Last Updated: 2014-6-12
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枫下家园 / 钱财税务 / 想申请一个信用卡，visa或者Master，哪种卡回报最好？ -asking1(探索者); 2014-6-12 (#8819191@0)

MBNA smart cash is good one to apply. You can apply through GCR and get $60 extra cash when signing up.... -easywork(Going Forward...); 2014-6-12 {709} (#8819250@0)
How Smart Cash Works

• Up to 5% cash back on all of your eligible gas and grocery purchases for the first 6 months‡

• Up to 2% cash back on eligible gas and grocery purchases thereafter‡

• And, up to 1% cash back on all of your other eligible purchases‡

• 1.99% annual interest rate† (AIR) on balance transfers* and deposits* for the first 10 full months

• Enjoy free online access to your credit card account

• And, with no annual fee and free additional cards you’ll start to see the benefits right away.

Rewarding yourself is easy

Once your cash back totals at least $50 at the end of a monthly billing cycle, we’ll automatically mail you a cheque‡ - it’s that simple.
http://goo.gl/trnssb

回报就是“最多1%的现金返点”? 那些%5、%2什么的，都是浮云。 -asking1(探索者); 2014-6-12 (#8819287@0)

浮云?除非你付年费. -dcbmj(dcb); 2014-6-12 (#8819563@0)

最多1%现金返点的信用卡不会有年费的，各家银行都有。我等非土豪用户平均返点也就是0.5%左右，还不如飞行积分合算。 -asking1(探索者); 2014-6-12 (#8819576@0)

1% 回报还不要年费的很多?? 那你为什么还用0.5%回报的呢? bmo好像不要年费的只有0.5% -sobriety(); 2014-6-13 (#8823212@0)

最多1%意味着不是1%，只有年消费超过数万刀的部分才是1%，这本身就是一个骗局。 -asking1(探索者); 2014-6-15 (#8825796@0)

买菜加油2%，其余1%（不是那种前几千0.5%，从第一块钱就是1%），无年费的卡很多啊，MBNA smart cash, RBC cashback mastercard...... 如果不要求买菜加油2%，全1%的卡就更多了。 -m1wm1w(临江仙); 2014-7-14 (#8873548@0)
1%的卡真的很多，比如PC的信用卡，walmart的信用卡。甚至连CT的option，若只在CT买东西，平均下来也有1% -akoei(停车**枫林晚); 2014-7-15 (#8875354@0)

年薪6万的这个卡最好了目前-Scotia Momentum® VISA Infinite Card. -Annual Fee Waived for First year. 4% cash back on all eligible gas station and grocery store purchases, 2% cash back on recurring payments and drug store purchases .还有$100购物卡送! -easywork(Going Forward...); 2014-6-12 {232} (#8819631@0)
-Annual Fee Waived for First year. 4% cash back on all eligible gas station and grocery store purchases, 2% cash back on recurring payments and drug store purchases, and 1% cash back on all other eligible purchases.还有$100购物卡送!

我也申请到了这个卡，不知你用了多久，有没有注意到此卡是一年一次的cash back？我想知道要是在cash back的日期前取消，是不是cash back就没有了？ -akoei(停车**枫林晚); 2014-7-15 (#8875348@0)

据说一年后可以打电话要求免年费, 还没试过, 也是刚申请的. -easywork(Going Forward...); 2014-7-18 (#8880648@0)

风险大。要是人家不同意，你取消的话11月以后的cash back就都没了 -akoei(停车**枫林晚); 2014-7-18 (#8880819@0)

不过要是4%的开销大的话一年年费还是值的.
-easywork(Going Forward...); 2014-7-21 (#8884852@0)

也要看多大：MBNA 2%，无年费，但是有cap,可以只用于买菜；amex的costco卡，虽然买菜没什么意思，但是加油2%，可以完全用于加油；capital one所有支出1.5%，cap很大，高于任何一家的“others”的消费，以上都没年费。 -akoei(停车**枫林晚); 2014-7-21 (#8884876@0)

不错, 总结的可以 -easywork(Going Forward...); 2014-7-29 (#8902390@0)

TD的gold elite 也可以，有CAA的功能 -f123456(开心); 2014-6-12 (#8820970@0)

同推荐，刚刚申请了，1%rebate -gracexueli(懒猫); 2014-6-12 (#8821063@0)
这卡要付120刀的年费。 -asking1(探索者); 2014-6-13 (#8823114@0)

不付年费的，前提是要在那里放5000块大洋不能动用。俺有这款，得到几回拖车回报，很方便。祝好运！ -iceage03(喜欢春暖花开); 2014-6-13 (#8823303@0)

俺不是土豪，不可能随时都有5000存在账上。 -asking1(探索者); 2014-6-14 (#8824154@0)
5000块按6%计算可是300块一年哦。不便宜。 -merymaid(merymaid); 2014-6-14 (#8824310@0)

随便哪个帐户都要放至少1500 而且这个不光是免信用卡年费还有其他免费的东西话说你能告诉我你干啥能保证6%回报？ -izziegg(heyyyyy); 2014-6-18 (#8831397@0)
这个帐户基本什么都有，保险箱，free cheque，free money order，免年费的美金信用卡。。。 -daydayup88(daydayup); 2014-7-14 (#8873559@0)
为什么按6%计算？好奇。。 -watergrey(小西瓜小灰); 2014-7-15 (#8875357@0)

TD auto Club 现在只能把你的车推到附近的garage，不能拖到你指定的地方。更本就是垃圾 -zhi007(zhi007); 2014-6-18 (#8831657@0)

有一次打TD auto club 电话来的是CAA的。 -james4rn(james); 2014-7-15 (#8875366@0)

信用卡还有汇报，是不是你花1块，他退你2块。 -hnryll(like art, 喜欢画松); 2014-7-16 (#8876518@0)
推荐一个卡，Capital one Aspire Travel World MasterCard: 2 reward miles for every $1 on all purchases, 35,000 bonus miles on your first purchase, 10,000 anniversary bonus miles every year -ajun217(ajun217); 2014-7-23 (#8890534@0)
最好先总结一下自己的消费习惯，每个月，每年在不同的地方花多少钱，在选最适合自己的卡。别人推荐的不一定对你最合适 -watergrey(小西瓜小灰); 2014-7-23 (#8891006@0)
在这个网站http://www.greatcanadianrebates.ca/ 申请信用卡可靠吗? -onetwothree(oneone); 2014-7-23 (#8891029@0)

我也在打算通过这个网站申请，有rebate -watergrey(小西瓜小灰); 2014-7-24 (#8892229@0)

Here it is .............. "page link" -carsbook(千帆飘); 2014-7-24 (#8892260@0)

推荐别人拿积分或rebate还是直接说比较好 -akoei(停车**枫林晚); 2014-7-24 (#8892454@0)

已经得到rebate确认了。但要等45天才能取。 -watergrey(小西瓜小灰); 2014-7-30 (#8904758@0)

@Manitoba

MBNA smart cash is good one to apply. You can apply through GCR and get $60 extra cash when signing up....

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