所以如果MBNA肯免这个年费的话, Capital One 有$350 signon bonus, MBNA 有$100, 所以要6年这两才breakeven. 6年内cancel的话是Capital One好, 6年外是MBNA更好。但我想6年中不定又有别的好的卡出来, 另外RedFlag上说他们没有成功的要MBNA免这个$89年费. 所以概率上是Capital One好对不对?
我正在用Scotia Momentum Visa Infinite, 第一年,看来用Capital One Aspire Travel Platinum MasterCard 或 mbna rewards World Elite我的回报回多一点。又要换卡了,唉。。。。
MBNA redemption policy from customer service online chat:
George: Redemption Options:
George: Merchandise : Redemption items are available starting from approximately 2,300 points.
George: Travel : 10,000 points = $100.00 credit towards the cost of a travel booking.
George: * Redemptions are available for airfare, hotel, cruise and car rentals.
George: *No blackout dates or airline frequent flyer restrictions.
George: Cash Back :
George: * 5,000 points = $25.00
George: * 10,000 points = $80.00
George: * 25,000 points = 250.00
我正在用Scotia Momentum Visa Infinite, 第一年,看来用Capital One Aspire Travel Platinum MasterCard 或 mbna rewards World Elite我的回报回多一点。又要换卡了,唉。。。。
MBNA redemption policy from customer service online chat:
George: Redemption Options:
George: Merchandise : Redemption items are available starting from approximately 2,300 points.
George: Travel : 10,000 points = $100.00 credit towards the cost of a travel booking.
George: * Redemptions are available for airfare, hotel, cruise and car rentals.
George: *No blackout dates or airline frequent flyer restrictions.
George: Cash Back :
George: * 5,000 points = $25.00
George: * 10,000 points = $80.00
George: * 25,000 points = 250.00