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为啥说有2.5·%，sears

qd-sd(monkeylovesmouse)

Foreign
Currency
Conversion
2.5%
We will bill you in Canadian Currency if you use your account to make a transaction in foreign currency. We will convert it
into Canadian currency at the exchange rate set by MasterCard International Inc. in effect at the time we post the
transaction to your account. This exchange rate may be different from the rate in effect on the transaction date. When the
transaction is posted to your account, in addition to the exchange rate, you will be charged a foreign currency conversion
charge of 2.5% for each foreign currency transaction.

(#9090282@0)
Last Updated: 2014-11-8
This post has been archived. It cannot be replied.

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枫下家园 / 钱财税务 / 请教一下，去美国买东西，如果用这里的信用卡和用美元由区别吗？信用卡有手续费吗？谢谢 -qd-sd(monkeylovesmouse); 2014-11-8 (#9090190@0)

如果是美元卡，那就没有费用，如果是加元卡，也设费用，但汇率很差，相当于有2.5%的费用 -eeryv(eeryu); 2014-11-8 (#9090198@0)

谢谢没有美元卡，看来还是要去换钱 -qd-sd(monkeylovesmouse); 2014-11-8 (#9090212@0)

可以选用不收外汇手续费的加元卡，比如amazon.ca的visa，或者sears mastercard -iamflying(自食其水果); 2014-11-8 (#9090225@0)

真的么，我真还有张SEARS卡，很少用，只要是SEARS的就行吗？ -qd-sd(monkeylovesmouse); 2014-11-8 (#9090255@0)

chase的sears的卡没有手续费 -ultrasonic(ultrasonic); 2014-11-8 (#9090259@0)

我的就是CHASE发的SEARS FINACIAL MASTERCARD， -qd-sd(monkeylovesmouse); 2014-11-8 (#9090273@0)
为啥说有2.5·%，sears -qd-sd(monkeylovesmouse); 2014-11-8 {587} (#9090282@0)
Foreign
Currency
Conversion
2.5%
We will bill you in Canadian Currency if you use your account to make a transaction in foreign currency. We will convert it
into Canadian currency at the exchange rate set by MasterCard International Inc. in effect at the time we post the
transaction to your account. This exchange rate may be different from the rate in effect on the transaction date. When the
transaction is posted to your account, in addition to the exchange rate, you will be charged a foreign currency conversion
charge of 2.5% for each foreign currency transaction.

你这个也不是 SEARS “FINACIAL MASTERCARD” 的term啊。这是SEARS CARD的吧。共有三个，两个不收一个收，见他们网站。 -ultrasonic(ultrasonic); 2014-11-9 (#9090510@0)

只是不令收手续费，汇率应该比在柜台换的差。 -szrocky(小石头); 2014-11-8 (#9090286@0)

明白了，那银行的汇率都一样嘛？也不能挨家问呀 -qd-sd(monkeylovesmouse); 2014-11-8 (#9090290@0)

不同银行会有差别，金额大小也会影响汇率。一般银行收中间价加150个点，大额会便宜点。外汇价格一直在变动，换汇的时机其实也很重要。 -szrocky(小石头); 2014-11-8 (#9090333@0)

There is foreign exchange fee in a range of 1% to 3%, Amex has the lowest fee. -caa(1); 2014-11-9 (#9090511@0)

我用过他们的卡。信用卡的汇率是信用卡组织按照大客户的标准设置的，比银行的好多了。 -iamflying(自食其水果); 2014-11-9 (#9090595@0)

那你知道amazon。ca的信用卡的汇率如何吗？ -akoei(停车**枫林晚); 2014-11-12 (#9096962@0)

比银行的汇率好。我去美国消费的时候一般直接刷这张卡。 -iamflying(自食其水果); 2014-11-12 (#9097353@0)

sears的这张和amazon。ca的你都用过？ -akoei(停车**枫林晚); 2014-11-13 (#9098662@0)

我只用过amazon.ca的，与sears mastercard同是chase发卡，所以利率应该差不多。 -iamflying(自食其水果); 2014-11-13 (#9098674@0)

amazon 的visa卡也不另收exchange fee，和sears mastercard 一样。 -tzm_oasis(绿洲); 2014-11-13 (#9098738@0)

我是一直用capital one的信用卡，好像是没有exchange fee的。 -sarah649(Sarah); 2014-11-9 (#9090886@0)

@Manitoba

为啥说有2.5·%，sears

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