应该说, 太能了 -jameschen6(梦想农庄-神爱世人) @曼省华人论坛:曼省枫下论坛 The Rolia Forum of Manitoba

应该说, 太能了

jameschen6(梦想农庄-神爱世人)

本文发表在 rolia.net 枫下论坛TD puts investing at your fingertips

TD e-Series Funds are available through a TD e-Series Funds account, which can be accessed online through TD Canada Trust EasyWeb, or through TD Direct Investing.

It's easy to build your portfolio with TD e-Series Funds to help you reach your goals. With a broad selection of TD e-Series Funds to choose from, you can build a diversified portfolio that's right for you.

TD e-Series Funds

To learn more about specific TD e-Series Funds, click on the fund from the list below:
TD Canadian Bond Index - e
TD Canadian Index - e
TD Dow Jones Industrial AverageSM Index - e
TD Dow Jones Industrial AverageSM Index ($US) - e
TD European Index - e
TD International Index
TD International Index Currency Neutral
TD Japanese Index - e
TD Managed Index Aggressive Growth - e
TD Managed Index Balanced Growth - e
TD Managed Index Income - e
TD Managed Index Income & Moderate Growth - e
TD Managed Index Maximum Equity Growth - e
TD Nasdaq® Index - e
TD U.S. Index - e
TD U.S. Index ($US) - e
TD U.S. Index Currency Neutral - e

Open a TD e-Series Account

Collapse Establishing a new TD e-Series Funds account is easy

Follow these simple steps:

1.TD e-Series Funds Understanding and Consent:
It’s important that you understand the terms and conditions of the TD e-Series Funds Understanding and Consent form.

2.You can invest now or later:
A Mutual Funds Representative with TD Investment Services Inc. can make your initial TD e-Series Funds account purchases, or you may wish to complete your initial investment using TD Canada Trust’s EasyWeb Internet service after your TD e-Series account has been opened. If you are not currently a customer, we will require a cheque payable to TD Investment Services Inc.

3. An original signature is required:
Your TD e-Series Funds account will be opened after your original, signed application, and TD e-Series Funds Understanding and Consent form are received by TD Investment Services Inc.(TDIS).

4.What happens next:
Once we’ve received your completed and signed application forms, your account can be opened, and your first trade processed within two business days. You will receive confirmation via email with details on how to access your new TD e-Series account using EasyWeb.

Download application ›?››更多精彩文章及讨论，请光临枫下论坛 rolia.net

(#9253727@0)
Last Updated: 2015-2-12
This post has been archived. It cannot be replied.

那当然 -m1wm1w(临江仙); 2015-2-5 (#9239057@0)

of course. -mike2005(Mike); 2015-2-5 (#9239061@0)

正确。只要投资，分红或现金还留在TFSA户口里，怎么倒腾都不算withdraw -vicky2005(孩子她爹); 2015-2-5 (#9239080@0)

can someone explain what is day trading? how many trade a year will be treated as day trading? some poor guy in qucbec has been asked to pay income tax on whole amount in TFSA account. that is robbery from CRA -youcanyouup(俺也行); 2015-2-7 (#9243902@0)

谢谢以上各位。最近感觉自己mutual fund比例太高，其管理费比ETF 高好几倍，转到类似的ETF，长期来说会差不少的。 -youngking(Zugzwang); 2015-2-5 (#9239433@0)

ETF都具体买什么？s&p 500算吗？管理费大概多少？我的mutual fund大概2%多 -thatwaseasy(还好); 2015-2-7 (#9243874@0)

mutual fund 的费用高得没有道理，但去银行，绝大多数时候都会被强烈推荐fund。过去两三年股市大好，大多数fund的回报比定存，GIC高得多，所以买家也还觉得过得去。但是如果仔细算一下，自己买EFT 或者低费用的TD e-series 的fund，选一个中低风险的组合，回报会更好。 -rattledrum(小鼓); 2015-2-7 (#9244292@0)

谢谢，约了bmo的，试着买点ETF看看，TD的mutual fund去年回报应该10几，最差是RBC只有3%.这些应该去掉了手续费。还是要整点费用低的。 -thatwaseasy(还好); 2015-2-8 (#9245089@0)

couch potato 网站上有model组合，可以参考一下。 -rattledrum(小鼓); 2015-2-8 (#9245588@0)

谢谢！学习了。 -thatwaseasy(还好); 2015-2-9 (#9245860@0)

我原来也是这么算的，买ETF或者MER低的Fund，回报肯定比大多数银行的基金都高，2008年的崩盘让我改变了观念，因为当年的损失把前几年的利润全吃了。后来才知道，这个世界上有很多基金的表现比ETF和银行基金都好。另外，一个好的Advisor还能在暴跌前后帮我们换手，增加资产。 -hardmoney(一个爱管闲事的人); 2015-2-9 (#9245942@0)

没有几个人能够预测股市大跌，说自己能的要不就是吹牛，要不就自己躲起来发财去了。08年的暴跌很多基金都躲不过去，因为是系统性风险。再来一次也一样 -xiaobihu(小壁虎妈妈); 2015-2-9 (#9246150@0)

老唐说他已经成功预测2008 -dcbmj(dcb); 2015-2-9 (#9246229@0)

基金投什么方向，就可以有相似方向的ETF或低管理费的index fund组合，区别就在于每年少交1%-2%的管理费。长期看，这笔费用的影响很大。 -rattledrum(小鼓); 2015-2-9 (#9246279@0)

你能注意到 couch potato, 很好。 -jameschen6(梦想农庄-神爱世人); 2015-2-9 (#9246489@0)

要是所有小虾米都用couch potato；那么金融大鳄只能给小虾米打工了。 -dcbmj(dcb); 2015-2-9 (#9247086@0)

用老唐也行！ -jameschen6(梦想农庄-神爱世人); 2015-2-9 {10} (#9247174@0)
自己的选择

10万年后如果人类还能存在（虽然可能性小），赌场和妓院肯定会存在。 -dcbmj(dcb); 2015-2-9 {38} (#9247301@0)
这就是不可能所有小虾米都用couch potato

十万年以后的事你都知道，看来，你比老唐厉害！ -jameschen6(梦想农庄-神爱世人); 2015-2-9 (#9247383@0)

人性不已，赌性不死。 -dcbmj(dcb); 2015-2-9 (#9247589@0)

大家能分享一下自己买的最好的回报率吗？一般是长期持有还是见好卖掉吗？ -thatwaseasy(还好); 2015-2-9 (#9248099@0)

菜鸟问题有点多……TD的e series帐户能买在TFSA和RRSP的名下吗？我有这两个帐户能转成e-series帐户吗？ -thatwaseasy(还好); 2015-2-9 (#9248113@0)

能，能。 -rattledrum(小鼓); 2015-2-10 (#9248406@0)

谢谢小鼓，以后好好象你学习投资理财的知识。 -thatwaseasy(还好); 2015-2-11 (#9252576@0)

这样的问题没法回答，要去除通货膨胀率才有意义，比如几年前的津巴布韦，1后面15个0的纸币变成废纸，回报率再高有什么用？另一个问题是：回报要长期稳定才有意义，为什么这么说呢？请看几个例子： -hardmoney(一个爱管闲事的人); 2015-2-9 {445} (#9248172@0)
1、巴菲特每年20%的回报算是高的了，也只能在几十年内做到，不可能永远这么高。
2、老唐说他每周盈利1%，一年52%，也可能他曾经某一年做到了，但是长期肯定做不到。
3、一个朋友的账户几个月能翻一番，也就是每年回报几倍到十几倍，但最终又都还回了市场。
4、听说过有人能够每个月翻番，也就是每年可能回报几千倍，但在到达几千倍之前全部还回了市场。
5、亲眼所见一个牛人，每天资金都能翻番，但是持续天数很难超过一个星期，最终也都还回了市场。
6、更牛的人还在继续...

我这阵子每天晚上都硬着头皮看点基金什么的，看着看着就走神了，脑子里都是浆糊。 -thatwaseasy(还好); 2015-2-9 (#9248218@0)

指望最好回报就跟指望买彩票中大奖一样，一定有人能做到，但更多的人是，你懂的。 -rattledrum(小鼓); 2015-2-10 (#9248408@0)

借题问，我在BMO investorline 怎么不能买TD e-series，这正常吗？ -peninsula(peninsula); 2015-2-11 (#9252036@0)

我在HSBC INVEST也买不到，容户服务生说TD没给销售权。 -homeloving(爱家); 2015-2-11 (#9252502@0)
It seems that TD e series funds are in-house products and available only to their own clients -jameschen6(梦想农庄-神爱世人); 2015-2-11 (#9252542@0)

没有TD帐号,能在TD买吗？ -littlesquirrel(小松鼠); 2015-2-11 (#9252586@0)

你的意思是，买了装口袋里拿回家？没听说过。 -jameschen6(梦想农庄-神爱世人); 2015-2-11 (#9252684@0)

不是,就是从来没在TD开过户,能专门开个户只买TD e-series吗? -littlesquirrel(小松鼠); 2015-2-12 (#9253119@0)

应该说, 太能了 -jameschen6(梦想农庄-神爱世人); 2015-2-12 {2348} (#9253727@0)
本文发表在 rolia.net 枫下论坛TD puts investing at your fingertips

TD e-Series Funds are available through a TD e-Series Funds account, which can be accessed online through TD Canada Trust EasyWeb, or through TD Direct Investing.

It's easy to build your portfolio with TD e-Series Funds to help you reach your goals. With a broad selection of TD e-Series Funds to choose from, you can build a diversified portfolio that's right for you.

TD e-Series Funds

To learn more about specific TD e-Series Funds, click on the fund from the list below:
TD Canadian Bond Index - e
TD Canadian Index - e
TD Dow Jones Industrial AverageSM Index - e
TD Dow Jones Industrial AverageSM Index ($US) - e
TD European Index - e
TD International Index
TD International Index Currency Neutral
TD Japanese Index - e
TD Managed Index Aggressive Growth - e
TD Managed Index Balanced Growth - e
TD Managed Index Income - e
TD Managed Index Income & Moderate Growth - e
TD Managed Index Maximum Equity Growth - e
TD Nasdaq® Index - e
TD U.S. Index - e
TD U.S. Index ($US) - e
TD U.S. Index Currency Neutral - e

Open a TD e-Series Account

Collapse Establishing a new TD e-Series Funds account is easy

Follow these simple steps:

1.TD e-Series Funds Understanding and Consent:
It’s important that you understand the terms and conditions of the TD e-Series Funds Understanding and Consent form.

2.You can invest now or later:
A Mutual Funds Representative with TD Investment Services Inc. can make your initial TD e-Series Funds account purchases, or you may wish to complete your initial investment using TD Canada Trust’s EasyWeb Internet service after your TD e-Series account has been opened. If you are not currently a customer, we will require a cheque payable to TD Investment Services Inc.

3. An original signature is required:
Your TD e-Series Funds account will be opened after your original, signed application, and TD e-Series Funds Understanding and Consent form are received by TD Investment Services Inc.(TDIS).

4.What happens next:
Once we’ve received your completed and signed application forms, your account can be opened, and your first trade processed within two business days. You will receive confirmation via email with details on how to access your new TD e-Series account using EasyWeb.

Download application ›?››更多精彩文章及讨论，请光临枫下论坛 rolia.net

谢谢! 今天已经去开了. 还有个问题: 如果要买TD U.S. Index - e, 要用美元买,对吗? TD自己转成美元汇率不合算吧? 如果买TD International Index, 是不是加元就行? -littlesquirrel(小松鼠); 2015-2-12 {171} (#9254891@0)
想买40% TD Canadian Bond Index - e, 30% U.S. Index - e, 20% Canadian Index - e, 10% International Index,这样组合好吗? 好象加拿大经济不景气,美国经济很好,所以想美国比例大些.

是美元的，就会标出来 -jameschen6(梦想农庄-神爱世人); 2015-2-12 {351} (#9254920@0)
（1） TD U.S. Index Currency Neutral Fund - e， TDB904；
（2） TD U.S. Index Fund (US$) - e ， TDB952，
（3） TD U.S. Index Fund - e，TDB902 。
你就可以看出来，其中只有TDB952是美元的，另两个是加元的。

关于比例，这要看年龄（也就是投资时间长短），长的话，不要太保守，bond 可以少点，这不是一两句话说的清的。有兴趣，看我的系列（LINK)，做参看而已。
http://www.rolia.net/zh/post.php?f=43&p=153184

哦，我想买的是902，所以不用美元啊！那td不会把加元自己换成美元吧？就怕银行自己帮你换，来回一倒损伤就大了。谢谢，你懂得真多，我就一菜鸟，突然有点小兴趣，不过先想试试这个，ETF还不敢 -littlesquirrel(小松鼠); 2015-2-12 (#9255023@0)

请问你开TD的银行账户了吗？我也想开eSeries，但没有也不想开TD银行账户 -yuppie(知足知不足); 2015-2-12 (#9254982@0)

银行说必须要开个saving account,这样钱先存到saving,再转到tfsa的money master account，再转到基金账户，还有点复杂 -littlesquirrel(小松鼠); 2015-2-12 {33} (#9255005@0)
不过不用开checking,所以不用手续费

@Manitoba

应该说, 太能了

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