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caohe(bunny)

1) You add the medical expense of your family (wife, husband and kids) together. Then you claim the total amount under either your return or your spouse's return. If it is claimed under husband's return, then it is the total amount in excess of $1000 (using your example). If it is claimed under wife's return, then it is the total amount in excess of $50 (in your example). Depends on the taxable income of the husband and wife, you will get different results. If wife's income is too low, the credit may be worthless.

2) add together, see 1)

3) In general you are right. Your comment was more on the prescription drugs, there are also other type of medical expenses such as dental, vision, massage, etc. which they don't need prescription. You can only claim the portion that is not coverred by your plan.

Hope it helps.

(#9341390@0)
Last Updated: 2015-3-25
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枫下家园 / 钱财税务 / 有关报税中Medical Expenses的部分，谢谢先 -thickroad(四环胡同); 2015-3-24 {460} (#9337912@0)
有这么一段话：
Medical expenses must total more than the lesser of $1，000 or 3% of Net Income before a credit is allowed.

husband's 3% of Net Income is $1，000.00
wife's 3% of Net Income is $50.00

也就是说，老公的medical开销，超过1000 的部分可以抵税；
问题1：
老婆的是按50算还是按照老公的1000算？
问题2：
小孩的medicalexpense算谁的？
问题3：
medicalexpense我理解是工作保险不cover的那一部分，而且是要正规医生处方的。自己买药的不算。这么理解对吗？

通常一家人(包括孩子)的医疗费用放在收入少的一方报税对税务有利,因为他/她的净收入会较低,有可能得到更多的amounts. -andersonwang(流浪者); 2015-3-24 (#9338128@0)
放收入高的里面报。wife的工资太低不划算。 -kakaka(小胖子); 2015-3-24 (#9338188@0)

看低到什么程度,只要能全用来抵税,放在低收入一方显然合算. -andersonwang(流浪者); 2015-3-24 (#9338444@0)

低到这个例子就适用。【wife's 3% of Net Income is $50.00】《== 年收入低于1千7百，就没医疗费用也是全部退税。 -kakaka(小胖子); 2015-3-24 (#9338482@0)

不好意思,我上二帖是针对通常家庭医疗费报税的处理看法,不是针对LZ举的家庭例子.若按LZ举的例子,当然还是报在丈夫名下. -andersonwang(流浪者); 2015-3-24 (#9338706@0)

其实楼上说的这个$1000真不知道是哪儿来的。CRA的原文是medical expenses minus either 【$2,171】 or 3% ... whichever is less. -kakaka(小胖子); 2015-3-24 (#9338720@0)

1000就是一个例子，就是2171.不知到2171是怎么来的，看来是政府规定的。 -thickroad(四环胡同); 2015-3-24 (#9338737@0)

为啥要在多的一方名下报？比如说，小孩医疗自费部分总共有500$，在老公名下，这500就报不了（不到1000），在老婆名下，超过50的部分（450）不是可以抵税吗？当然，夫妻两个各自的自费部分我觉得是谁的就应该在谁名下。 -thickroad(四环胡同); 2015-3-24 (#9338731@0)

全部加起来。报税的时候放在同一个人名下。 -kakaka(小胖子); 2015-3-24 (#9338744@0)
如个人报个人的,医疗费分散,更难超过$2171或一个人净收入的3%. -andersonwang(流浪者); 2015-3-24 (#9338750@0)
总的来说应该全家加在一起，报在收入低的一方。有少数时候报在高的一方好，比如低的一方根本用不了抵扣。 -grainsw(两只小猪之神勇小白鼠); 2015-3-24 (#9338763@0)

全部加起来 -caohe(bunny); 2015-3-25 {838} (#9341390@0)
1) You add the medical expense of your family (wife, husband and kids) together. Then you claim the total amount under either your return or your spouse's return. If it is claimed under husband's return, then it is the total amount in excess of $1000 (using your example). If it is claimed under wife's return, then it is the total amount in excess of $50 (in your example). Depends on the taxable income of the husband and wife, you will get different results. If wife's income is too low, the credit may be worthless.

2) add together, see 1)

3) In general you are right. Your comment was more on the prescription drugs, there are also other type of medical expenses such as dental, vision, massage, etc. which they don't need prescription. You can only claim the portion that is not coverred by your plan.

Hope it helps.

@Manitoba

全部加起来

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