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如果孩子之后不再读书,那政府Grant如果还有剩余的,则要归还
其他增长部分则有两个选择:
1. 取出时要缴纳20%的AIP罚款;剩余80%按照正常Income纳税
2 .转到Contributor的RRSP账户,前提是有Contribution Room.