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网上实例: I agree with you that you can’t count the max GIS if you’re receiving max (or any) CPP. Updating all of the data for Jan/2012,

I get:
– max CPP mthly of $986.67 x 12 = $11,840;
– max OAS mthly of $540.12 x 12 = $6,481;
– GIS of $188.76 mthly (based on max CPP of $11,840) x 12 = $2,265.
– combined total of CPP/OAS/GIS = $1,715.55 mthly x 12 = $20,586.
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Replies, comments and Discussions:

  • 枫下家园 / 钱财税务 / 老人能拿多少OAS和GIS?
    这篇是我写的有关OAS和GIS的。
    http://51montreal.com/forum.php?mod=viewthread&tid=60
    • 文章里OAS+GIS的链接很不错。帮你提出来。
    • 收入包不包括CPP? +1
      • 网上实例: If you receive the maximum in CPP benefits of $10.6K and OAS of $6K, you can’t receive the full amount of GIS payments of $7.7K because your CPP income is included in the income that is taken into consideration for GIS clawback.
      • 网上实例: I agree with you that you can’t count the max GIS if you’re receiving max (or any) CPP. Updating all of the data for Jan/2012,
        I get:
        – max CPP mthly of $986.67 x 12 = $11,840;
        – max OAS mthly of $540.12 x 12 = $6,481;
        – GIS of $188.76 mthly (based on max CPP of $11,840) x 12 = $2,265.
        – combined total of CPP/OAS/GIS = $1,715.55 mthly x 12 = $20,586.
      • 根据上面的实例,(1) 如果CPP拿全,即使没有RRSP,GIS也只有180-190. 所以如果交了CPP而且税率比较高的,RRSP还是应该尽量买。(2)CPP+OAS+GIS最大限度可能是2W。
      • 那像我们既有 CPP,又有公司PENSION的 GIS 8 成是没得领了?
    • 能问您一个问题吗?在给父母填 OAS 申请表。有一项是问是否在其他国家拿养老金,还要填 INSURANCE NUMBER。请问 INSURANCE NUMBER 是填国内的身份证号码吗,还是不填?谢谢!
      • 不知道这是什么。
        • OAS 表里第15项:Benefits from other countries, 得填中国的养老金吧。 里面要填 country, period lived from to, period worked from to, and Insurance number. Insurance number 填什么,在国内的身份证号吗?
    • 我们这些人估计30多岁出来,60岁退休。假如工作时间是27年,工资全超过CPP最高值,到时候能拿到相当于相当于现在的多少钱(cpp+oas) ? +1
      • #9977338@0
        • 你这是最大值,实际值和工作年数有关,我问的是实际是多少。
          • CPP最大也就一年1万,就算出入个4,5千也不对你的生活产生绝对影响。这东西只能算个大概,没必要精确吧。