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枫下家园 / 爱车一族 / 刚拿到驾照的新手,对车知之甚少,在买旧车和新车间犹豫。。。不知各位前辈有何见教?如果LEASE/FIANCE的话,什么车好?化算吗?
-maple_leaf(maple_leaf);
2002-8-6
(#677742@0)
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Lease and Finance are two totally different concepts, in case you are wondering.
-jeffrey815(Smartiecat);
2002-8-6
(#677772@0)
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我不知道具体的区别在哪里?付DOWN,月PAYMENT, 3-4年后FINANCE 一定要买下,LEASE可买可不买。利率不同吗?
-maple_leaf(maple_leaf);
2002-8-6
(#677791@0)
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Finance means after the financing period, the car is YOURS already, and you do not decide whether to buy it after 3-4 years. Leasing means after 3-4 years, the car is NOT yours, and you still need to PAY for it ifyou wanna own it.
So they are 2 totally different concepts. If you wanna OWN a car, go for financing. If you wanna RENT a car, go for leasing.
-jeffrey815(Smartiecat);
2002-8-6
{146}
(#677797@0)
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Thanks for your detailed explanation. But...I still think these 2 ways are nearly same if I buy the car finally. According to the current marketing situation, there is only around $1000 difference between a leasing car brought finally and a car brought by cash. Right?:) Despite the way of owning a car, do you have any idea about the car itself? Thanks:)
-maple_leaf(maple_leaf);
2002-8-6
{311}
(#677931@0)
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If you finance the car, you have to keep the car in good shape because it's your car eventually. If you lease the car, you can skip a lot of annual maintenance stuffs, so depends whether you wanna ownthe car or not, even the way of using the car is different.
-jeffrey815(Smartiecat);
2002-8-6
{59}
(#677940@0)