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枫下家园 / 爱车一族 / 又省了两斗米。前些日子收到Monnex车保的Renewal,被告知车保涨到214/月。(Clean Record) 心下极为不平,遂致电Monnex,把车窗的保险给取消了。现在的保费变成208/月。总算舒服一点,省出来的钱可以用来交CAA年费了。
我的保险有$500 deducible,所以我想,就算我的车窗坏了,多半也不会超过500刀,也就是说,我得自己掏钱付。如果是这样的话,我还要车窗保险干嘛?不知我说得对否?!
-collapsar(笨笨和旦旦);
2002-8-23
{346}
(#708841@0)
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很对很对,所以我是$1000的Deductible。
-z24(抱着闺女上Rolia,幸福);
2002-8-23
(#708896@0)
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我本想作$1000的deducible的,却被告知比起$500来说一年只省下了$8! 没错,是$8!!! 所以算了。
-collapsar(笨笨和旦旦);
2002-8-23
(#708900@0)
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8块钱够买一袋牡丹圆米。
-lmx(流氓兔);
2002-8-23
(#708914@0)
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好像我当初问的差价更大一点,具体多少忘了,至少有几十块吧。Anyway,$1000以下的修车费也不大可能去找保险公司,而且$8也是钱呀,;-)。
-z24(抱着闺女上Rolia,幸福);
2002-8-23
(#708930@0)
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每年省八块钱,一旦遇到大事故,保险公司就会少赔五百块。
-rollor(Rollor);
2002-8-23
(#708964@0)
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说得对,这也是我算了的原因之一。
-collapsar(笨笨和旦旦);
2002-8-23
(#708966@0)
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呵呵,开个玩笑而已。刚才又查了一下,我的保险500与1000 Deductible每年差$190呢。
-z24(抱着闺女上Rolia,幸福);
2002-8-23
(#708976@0)
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看来我的broker骗我?! 我得再打电话.
-collapsar(笨笨和旦旦);
2002-8-23
(#709236@0)
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不一定,我的每个月差不到两块钱。
-rollor(Rollor);
2002-8-23
(#709274@0)
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comprehensive 的deductible 500 和 1000 是只差8块, 而且如果claim comprehensive cover 的损失, 不会导致保费上升. 所以据说一般人都选500. 但collision的500和1000, 保费就差得多了.
-windblue(入宝山而空手归);
2002-8-24
(#711673@0)
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有理啊!我们当时怎么没转过这个弯儿来?
-amber(琥珀);
2002-8-23
(#708998@0)
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所以不能出事故.
-contact(Contact);
2002-8-23
(#709308@0)
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Of many cases, u just consider one that is in your favour. U don't think of other situations. Suppose u got an accident more than $3000 at your fault. What will u think about that, u have to pay $1000 by yourself .
-wins(wins);
2002-8-23
(#708977@0)
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But if you are not an aggressive driver, even you get involved in an accident, chances are you are not in the fault, then you don't need to pay anything.That's why I think the high deductible is good for some people. It always depends.
-windblue(入宝山而空手归);
2002-8-23
{83}
(#708991@0)
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Good point, but never say never. Nobody can gurantee that he won't be distracted while driving. I mean, although chances are slim, there is always possibility to run into accident in your fault.So $500 deducible is pretty acceptable for me, but $1000 seems rather scary.
-collapsar(笨笨和旦旦);
2002-8-23
{76}
(#709247@0)
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I can't agree more with you. Nobody can avoid accidents by their fault no matter if they are aggresive or not. If someone thinks he won't make any mistake, he doesn't even need to have any auto insurance.
-wins(wins);
2002-8-23
(#709290@0)
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保险保的就是万一。人是一种会犯错误的动物,无论多么有经验,多么注意安全,你仍然有可能出错。
-rollor(Rollor);
2002-8-23
(#709280@0)
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这个东西有时很难权衡的,想开了,也就是一千块钱,赌一下就算输了,也不会让你倾家荡产.保险是防大事用的,小事自己贴点肉就认了.
-rc5(brokenheart);
2002-8-25
{38}
(#712607@0)
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什么是车窗保险?E文叫什么?
-freedom(深呼吸);
2002-8-23
(#710347@0)
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Winshield
-collapsar(笨笨和旦旦);
2002-8-24
(#711232@0)
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你的保险为什么那么贵?我六个月才两百多块钱。我是第一年的保险,但是结婚了。可也不应该差怎么多呀。奇怪。
-aha(Woho);
2002-8-25
(#712586@0)
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您老的也太便宜了,俺六年没事故保险还比你多的多你们村多少人?
-rc5(brokenheart);
2002-8-25
{13}
(#712592@0)
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Really? Are you sure?
-collapsar(笨笨和旦旦);
2002-8-25
(#712760@0)