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枫下家园 / 钱财税务 / 想问一下,最近房屋贷款到期,还余下大概两万的本金,想不贷款了,一次付清,该怎么处理?一般要收什么手续费吗?
-sprites(雪碧);
2013-11-5
(#8452150@0)
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在到期日前的最后一次付款前,整个Lump sum payment,就O啦。例如:到期日2013-12-01
最后一次付款日2013-11-29,月付1200,付款后余$20,013.59
你应在2013-11-29之前,搞一次lump sum payment,付款数在$20,013.59 至 $21,100.00就可以啦。
如果lump sum payment额度不够,立即加大月付款数。
-bblb(老博);
2013-11-5
{218}
(#8453072@0)
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我想这不是她关心的。她关心会不会收费。这个loan discharge fee应该是逃不掉的。
-2841999(四友);
2013-11-5
(#8453128@0)
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call bank for 1. if there are early payoff penalties, typically no 2. obtain a pay off amount. 3. ask how they will send a satisfactory of lien later.
-meisuowei(msw);
2013-11-5
(#8453132@0)