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枫下家园 / 钱财税务 / 我开了个tfsa savings account, 把今年的额度都放足了,$5500.在同一个银行再开个TFSA mutual fund account, 如果想降低风险,一个月一次把钱从savings account转入mutual fund,年底转完,这样不会算一进一出吧?就是对contribution room没有影响吧?
-gua(gua);
2014-1-3
(#8538195@0)
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Direct transfers must be completed by your financial institution, check the link from CRA website
-mocarly(dian);
2014-1-3
(#8538208@0)
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多谢解答,我又研究了下,这个应该是指不同银行之间的transfer. 如果是同一个银行的不同TFSA账户,网上就能操作,个人操作和银行操作好象没有什么不同.
-gua(gua);
2014-1-3
(#8538390@0)
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搞不懂,为什么要这么复杂。你开一个TFSA的MF账户,将钱放在Money Market里,或者放在MF的Saving账户里多好,自己想什么时候买基金,就什么时候买,多方便,何必在两个账户里倒来倒去,CRA也许会找麻烦。
-sue01(苜蓿草);
2014-1-3
(#8538447@0)
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放在savings account没有任何意义
-gua(gua);
2014-1-4
(#8538992@0)
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“If you want to transfer funds from one TFSA to another or from one issuer to another, there will be no tax consequences if your issuer completes a direct transfer on your behalf. For additional information, contact your issuer.”or 前面是同银行,or 后面是不同银行,让你去 contact your issuer 即银行也不麻烦,让他们 completes a direct transfer,不要自己擅自理解,你不想出状况交罚金是不是?多打一个电话的区别。
-w4b(Watch for Beauty);
2014-1-3
{179}
(#8538466@0)
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I transferred funds between two RSP accounts in one financial institute, no tax implications. Do confirm with your bank before you do it.
-aiwowo(艾窝窝);
2014-1-3
(#8538479@0)