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枫下家园 / 钱财税务 / 最近有没有申请过MBNA MASTERCARD,有 年费的那种?1个多月,2个月前申请的,给了。然后一直没收到,打电话,回答说他们系统崩溃了,要等。这什么呀,太夸张了一点。
-ashura(碧落);
2014-12-12
(#9148455@0)
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MBNA自从被TD收购之后, 各项优惠直线下降, 现在虽然还保留这个卡, 我已经不怎么用了...
-lao4(老四);
2014-12-12
(#9149558@0)
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请问你现在用哪个卡?
-bamboo(空心竹);
2014-12-13
(#9150591@0)
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mbna有年费的有好卡吗?现在最好的应该是scotia的无限VISA吧
-akoei(停车**枫林晚);
2014-12-19
(#9160649@0)
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costco only accept mastercard
-ashura(碧落);
2014-12-22
(#9163839@0)
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你也没说要在costco用啊。costco我一向单独编列一张卡的
-akoei(停车**枫林晚);
2014-12-22
(#9163933@0)
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我现在买东西的地方一个COSTCO,一个FRESHCO,都只收MASTERCARD。所以就集中一个MASTERCARD用。 AMAZON上都用AMAZON的VISA,没有汇率服务费。
-ashura(碧落);
2014-12-22
(#9163964@0)
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应该分加油买菜卡和非加油买菜卡。前者目前是amex的simple cash最高,优惠期5%,不过很多买菜的地方都不收,其次costco的capital one在优惠期的返还也不错。过了优惠期,scotia的无限visa,除了加油买菜4%,付账单还有2%,若家里消费大,账单多,很值这100年费。非加油买菜capital one的aspire cash任何消费都有1.5%的回报,不过现在没有了;其次就是上边的simply cash,1.25%。值得一提的是,mbna的smart cash在walmart的超级中心有2%的回报,要是买个什么大件的还是不错的
-akoei(停车**枫林晚);
2014-12-22
{187}
(#9164060@0)
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you missed what master card use in Costco. Capital one is not a good choice.
-ashura(碧落);
2014-12-22
(#9164081@0)
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costco不是什么特殊的地方,其原来的trun earnings也不怎么样,充其量算做其他类别有1.5%的返还也不错了,即使其他任何1%的MC也好过原来的amex
-akoei(停车**枫林晚);
2014-12-22
(#9164204@0)
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that's why I applied MBNA, 2%
-ashura(碧落);
2014-12-22
(#9164324@0)
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2%的年费多少?是所有消费没有cap吗?
-akoei(停车**枫林晚);
2014-12-22
(#9164336@0)
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$88? but can ask 1st yr free. no cap. that's what I heard.
-ashura(碧落);
2014-12-22
(#9164380@0)
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如果所有消费,并且没有cap的情况下2%,需要具体分析消费构成才能知道和scotia比是否划算了
-akoei(停车**枫林晚);
2014-12-22
(#9164719@0)
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你还是没明白我的意思哈,我是说SCOTIA VISA对我家不实用,因为我家大部分使用的地方需要MASTERCARD。:)
-ashura(碧落);
2014-12-23
(#9165504@0)
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我明白,这就是我说要根据消费构成的意思
-akoei(停车**枫林晚);
2014-12-23
(#9166363@0)
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打过去问,说是2%的卡只返点不返现金,和SMARTCASH不一样。
-amigoinca(vivi);
2014-12-22
(#9165098@0)
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Redeem points for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations. 换加油卡也是很不错的。我以前CIBC MASTERCARD,实际没怎么用,但是PROMOTION开卡就给了30K 点, 2500点一张$25 PETRO CANADA的加油卡,第一年免年费,过完一年就换成不需要年费的。
-ashura(碧落);
2014-12-23
{42}
(#9165501@0)
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I applied at end of September online and still didn't get it.
-yahoo11(canada);
2014-12-19
(#9160964@0)
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called them twice. their system crashed. lost all the information. you have to apply it again. online will be faster, then call them to get the 1st year free. I choose this card because it's cash return. Capital one has too many limits.
-ashura(碧落);
2014-12-22
(#9163845@0)