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枫下家园 / 钱财税务 / 求问:儿子去年12月年满18,申请了TFSA,今年TFSA总共可以存多少钱?
-ygzhuang(东四环);
2015-2-22
(#9270537@0)
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11000刀。
-andersonwang(流浪者);
2015-2-22
(#9270816@0)
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Link please. Thanks
-redneck(Cracker);
2015-2-26
(#9281219@0)
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"You cannot open a TFSA or contribute to one until you turn 18. However, when you turn 18, you will be able to contribute up to the full TFSA dollar limit for that year." LZ's son turned 18 in 2014,so he can contribute full TFSA for both 2014 and 2015.
-andersonwang(流浪者);
2015-2-26
(#9281434@0)
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感情你奔这儿是来答疑什么唔得:虚心求问,我就问个问题吧。你娃娃是怎样申请TFSA的呢?You cannot open a TFSA or contribute to one until you turn 18. However, when you turn 18, you will be able to contribute up to the full TFSA dollar limit for that year.
Example:
Julie turns 18 on May 13, 2015. She will not be able to open and contribute to a TFSA until that date. However, as of May 13, 2015, she can open a TFSA and contribute the full 2015 dollar limit.
-bblb(老博);
2015-2-22
{376}
(#9270913@0)
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老博,歪一下楼,18岁的孩子有必要存这个吗?安省大学学费的30%减免要看这学生自己的存款和收入吗?
-muguangduanqian(7788);
2015-2-22
(#9270976@0)
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TFSA的重要功能除了收益不上税,还有就是不降低Grant和Credit。所以老人家有钱存进TFSA不降低OAS和GIS。娃娃存钱于TFSA将来返还OSAP之Loan, 还不影响其OSAP之grant.
-bblb(老博);
2015-2-22
(#9271005@0)
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多谢。
-muguangduanqian(7788);
2015-2-23
(#9273922@0)
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TFSA 可以存美元吗?如何折算呢?
-muguangduanqian(7788);
2015-2-23
(#9273926@0)
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RBC 可以存美元,别的银行不知道
-tzm_oasis(绿洲);
2015-2-23
(#9273949@0)
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可以存美元。按当时的利率折算不超过你的上限。
-ashura(碧落);
2015-2-24
(#9275019@0)
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一并谢过各位。
-muguangduanqian(7788);
2015-2-25
(#9280255@0)
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"老人家有钱存进TFSA不降低OAS和GIS",收益是不影響,但是老人有存款在銀行(到今年可以存$36000.00了吧),這本金資產會不會影響呢?
-j22(非你莫属);
2015-2-26
(#9281184@0)
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TFSA本金和利息不影响(取出的TFSA收益不计为当年收入)
-andersonwang(流浪者);
2015-2-26
(#9281477@0)
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TFSA里的钱是完税后的。
-bblb(老博);
2015-2-26
(#9282443@0)
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GIS只看收入不看存款。OAS连收入都不看的,只管你住了多少年
-m1wm1w(临江仙);
2015-2-26
(#9282686@0)
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孩子早点打理自己的钱财,有好处。
-thatwaseasy(还好);
2015-2-26
(#9283165@0)
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是的。
-muguangduanqian(7788);
2015-2-26
(#9283415@0)