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枫下家园 / 钱财税务 / 出租房的mortgage要renew了。现在找到的最好利率是5年固定2.59%,5年浮动1.99%。请问大家有没有拿到更好的利率?CIBC有一种5%cash back,5年固定利率3.59%. 请问这个返还的5%cash要上税吗?万分感谢!
-joy_tw(Joy);
2015-9-18
(#9671223@0)
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返还的5%cash要上税吗? Answer: if the cash rebate is for investment property, yes it is taxable. If it is for your principle house then it is non-taxable. Same rule apply to realtor agent's cash rebate.
-ivy_sh(呼吸的青草);
2015-9-18
(#9671291@0)
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Thank you!
-joy_tw(Joy);
2015-9-19
(#9671847@0)
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Can you please also tell me where it is documented about the taxable cash rebate? I want to show to my financial advisor who offered me a different answer. Thank you very much!
-joy_tw(Joy);
2015-9-22
(#9675519@0)
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OK, let's put this way: the cash rebate isn't going to add to personal income directly. Instead when you calculate your rental income and deduction, you need to add cash money as income along with your high interest expense.
-ivy_sh(呼吸的青草);
2015-9-23
(#9677612@0)
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Thanks a lot!
-joy_tw(Joy);
2015-9-24
(#9680632@0)
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再好好找。2.59这个6月份就有了
-akoei(停车**枫林晚);
2015-9-23
(#9678665@0)
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这个还不好?你们要求真高。为什么不选3年的,甚至2年的呢?
-sandy74(sandy);
2015-9-23
(#9678789@0)