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枫下家园 / 钱财税务 / 教训啊。前两天想换张Master card在Costco用。没想到我这自认为一等良民的申请居然给拒了!*¥%!原因是现在用的CIBC Master card几个月前自动改了eStatement,我没看到Paper statement就晚付了欠款。也打电话给CIBC把利息要了回来, 付了欠款。可没想到把我信用记录给毁了。给信用局和CIBC又打了一通电话都无济于事 :-(
-vicky2005(孩子她爹);
2016-5-13
{206}
(#10099452@0)
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该。少个信用卡也是件好事。TAKE EASY。
-troyd(.);
2016-5-13
{33}
(#10099458@0)
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You must have not paid more than 3 bills.
-redneck(Cracker);
2016-5-13
(#10099462@0)
+2
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should be over 60 days, likely over 90 days too. otherwise it should not have hit the credit profile.
-troyd(.);
2016-5-13
(#10099471@0)
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missed two statements
-vicky2005(孩子她爹);
2016-5-13
(#10099500@0)
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No worries. Just take it as a lesson. Your credit score will be good again after a while.
-redneck(Cracker);
2016-5-13
(#10099508@0)
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how long?
-vicky2005(孩子她爹);
2016-5-13
(#10099516@0)
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1 yror two? If your score was high it won't be a big deal.
-redneck(Cracker);
2016-5-13
{54}
(#10099525@0)
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6years.
-indolent(讲理的忧郁的文明网友);
2016-5-13
(#10099534@0)
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OMGWhy scare him? It's possible but normally won't be that long.
-redneck(Cracker);
2016-5-13
{62}
(#10099542@0)
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万恶的CIBC
-facenorthface(小北);
2016-5-13
(#10099475@0)
+1
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I am fine with it.Free banking for me.
-redneck(Cracker);
2016-5-13
{20}
(#10099539@0)
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大气!
-facenorthface(小北);
2016-5-13
(#10099557@0)
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Yes,unless you are 60yrs or old, or some other special arrangements.
-redneck(Cracker);
2016-5-13
{64}
(#10099569@0)
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我在Sears 买电器 (认识民工以前)也被毁了我的信用记录。 我提前几个月买了电器,交了定金,让他们几个月后才送货,送货后才付全款(是销售员建议的),他们就把我的信用毁了,信用记录上说我欠他们的钱还没有付。
-tums(Summer);
2016-5-13
(#10099506@0)
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LOL Do check your account often, or at least periodically.
-redneck(Cracker);
2016-5-13
(#10099513@0)
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我曾经Sobeys的积分信用卡BMO,欠$10,一年后才发现,还上,问BMO,BMO说影响不大。之前十几张信用卡,现在压缩到4张。最初开户的那张还留着,但完全不用,网上看文章说,第一张最好留着,体现你的历史记录,不知真假。
-zhexingfeng(者行风);
2016-5-17
(#10106271@0)
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据道听途说,留1张历史最长的就行。
-ccra(税务局);
2016-5-17
(#10106679@0)
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系
-redneck(Cracker);
2016-5-17
(#10106695@0)